AI agents are rapidly evolving into powerful economic participants. They need to hold assets, execute payments, and conduct a range of financial transactions to fulfill their increasingly complex roles in the agent economy.

Unfortunately, today's financial systems are unprepared for and resistant to these agentic activities. Designed for a different era, they are characterized by slow transactions, high costs, and rigid workflows — fundamentally unprepared for the speed, scale, and unique risks of AI. Attempting to build the agent economy on this legacy infrastructure will suffocate progress.

Catena Labs is building the first AI-native financial institution: a regulated entity designed from the ground up for AI agents and their human collaborators. We're enabling AI to securely identify itself and transact safely, while providing businesses and consumers with a trusted partner for this new economic era, underpinned by a commitment to pioneering AI-specific risk management and compliance.

To realize this vision, we are engineering a new generation of financial services for the agent economy, including leveraging AI-native money — regulated stablecoins — while also creating essential bridges to traditional banking rails and payment systems.

Our internal building blocks include the Agent Commerce Kit (ACK), a free collection of open source patterns and components that address AI agent identity and payments. Learn more about ACK and get the source code at https://agentcommercekit.com.

To explore using our technology and services, contact us.

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