Projects

As a company, we're building an AI-native financial institution that offers a wide range of commercial financial services. In doing so, we're also contributing research to the overall development of agentic commerce.

In our research, we're focused on open source protocols and patterns that are critical to enabling agentic commerce and need broad adoption by the industry. We're working to advance the core technology required for AI agents to become economic actors.

The primary project in this area is the open source Agent Commerce Kit (ACK). ACK proposes solutions built on open standard protocols and patterns designed to bridge the gap between AI agents and financial systems. ACK focuses on enabling secure, verifiable, and interoperable financial interactions involving AI agents by establishing a way to give agents wallets, a rulebook, and a verifiable identity.

In order to help developers test and experiment with ACK and to advance their work on building agents that use money, we've created the ACK-Lab Developer Preview. With this hosted service, it only takes a few minutes for developers to give AI agents the ability to use money. This makes it easy to research and test agents using ACK with stablecoin wallets, payments, rules on spending and behavior, and verifiable identities.

ACK-Lab also serves as a test environment for using stablecoins without the risk of using actual value-bearing instruments such as USDC. It runs on a testnet blockchain (Solana Devnet), so you can research, develop, and run experiments using stablecoins for payments without the risk and complexity of setting up your own wallets on a mainnet blockchain.